Teen Residential Treatment in California Covered by Optum & UnitedHealthcare

Teen Residential Treatment in California Covered by Optum & UnitedHealthcare

Home>Insurance Coverage for Teen Mental Health & Substance Abuse>Teen Residential Treatment in California Covered by Optum & UnitedHealthcare

Get Help Today!

Muir Wood Teen works with Optum Behavioral Health & UnitedHealthcare (UHC) — helping families access evidence-based adolescent mental health and substance use treatment with less financial stress.

UnitedHealthcare accepted for teen residential treatment at Muir Wood
Optum & UHC accepted for teen residential treatment at Muir Wood

Does Optum & United Healthcare Cover Teen Residential Treatment?

Optum Behavioral Health is one of the largest behavioral health management organizations in the country, administering mental health and substance use benefits for tens of millions of Americans. If your plan’s behavioral health benefits are managed by Optum/UHC, your teen may have coverage for residential treatment.

Optum manages behavioral health benefits for many major insurance carriers, including UnitedHealthcare. Muir Wood works with Optum and UHC to help families access residential treatment for their teens. Our admissions team will verify your benefits directly with Optum and clarify your family’s expected costs.

Under the Mental Health Parity and Addiction Equity Act (MHPAEA), insurers like Optum and UHC are required to cover mental health and substance use treatment at the same level as physical health conditions. This means residential treatment for your teen should be covered when deemed medically necessary.

Coverage varies by plan, but Optum policies commonly include benefits for:

  • Residential mental health and dual-diagnosis treatment
  • Individual, group, and family therapy
  • Psychiatric evaluation and medication management
  • Experiential therapies (art therapy, equine therapy, mindfulness, outdoor activities)
  • Intensive Outpatient Programs (IOP) as a step-down from residential care

Why Families Choose Muir Wood for Optum/UHC-Covered Teen Treatment

Muir Wood is one of California’s leading adolescent behavioral health providers, offering gender-separate residential treatment programs for teens ages 12–17. We also offer Intensive Outpatient Programs (IOP) for teens who need structured support while living at home.

Some of our key differentiators include:

Specialists in Adolescent Care

Everything we do is built for teens ages 12–17, not adapted from adult models. Our team includes board-certified psychiatrists, highly trained therapists, nurses, educators, and recovery counselors who specialize exclusively in adolescent mental health and substance use treatment. Working as an integrated team, they deliver evidence-based, developmentally appropriate care tailored to each teen’s unique needs.

Community and Connection

Our program supports coordinated, therapist-led group therapy alongside meaningful peer interaction. Teens build trust, communication, and coping skills through shared therapeutic experiences and real-time practice. Individual therapy provides personalized support to deepen insight and help teens apply these skills beyond treatment, supporting lasting emotional growth and stability.

Expertise in Primary Mental Health + Substance Use

With expertise in treating both primary mental health and co-occurring substance use challenges, our trauma-informed approach helps teens heal deeply and build lasting change. We focus on the whole person—addressing both emotional wellbeing and underlying behavioral patterns—to support lifelong healing.

Support for the Whole Family

Healing doesn’t happen in isolation—it happens together. At Muir Wood, families stay actively involved through therapy, education, and a 16-week aftercare coaching program that builds trust, communication, and stability long after treatment ends. Our depth of experience working with adolescents and families allows us to anticipate challenges, guide meaningful change, and support progress well beyond discharge.

Accessible, High-Quality Care Covered by Insurance

Muir Wood is committed to removing financial barriers to care by partnering with most major insurance providers, ensuring families can access high-quality, evidence-based treatment when it matters most.

Maintain Academics While Getting Support

School stays the priority. Whether in residential treatment or IOP, teens can keep up to date with education. We help them map assignments, manage stress, and practice executive functioning skills such as planning, time management, and communication. When helpful, we coordinate with families and schools so gains in treatment carry into the classroom and daily routines.

Continuum of Care

We believe strong outcomes depend on continuity and collaboration. From admission through discharge, we coordinate closely with your teen’s existing providers and aftercare programs—whether that’s Muir Wood residential, our IOP, or another trusted outpatient partner. Shared clinical leadership and consistent therapeutic philosophy ensure each teen’s progress continues without interruption.

Speak With a Teen Treatment Specialist

Connect with our admissions team today to learn how Muir Wood can support your family.

We Work With Optum & UHC

Our admissions team handles the insurance process for you — verifying benefits, coordinating pre-authorization, and explaining expected costs — so you can focus on your teen’s health rather than paperwork.

Evidence-Based, Gender Separate Programs

Our clinical model treats addiction and behavioral health challenges as responses to underlying mental health issues — not the other way around. Boys and girls heal in separate campus environments with treatment plans tailored to gender-specific developmental needs.

Joint-Commission Accredited

Muir Wood holds Joint Commission accreditation and is licensed by both the California Department of Health Care Services (DHCS) and the Department of Social Services (DSS). These credentials signal to Optum and UHC’s utilization review team that our programs meet nationally recognized standards of care.

Accreditations

Joint commission logo
American Society of Addiction Medicine logo
WASC accreditation
LegitScript certified logo
DHCS certified logo
California Department of Social Services logo
Psychology today logo

Multiple California Programs and Locations

We operate campuses across the state so families can choose the setting that works best:

Family-Centered Care & Academic Planning

Parents are actively involved in therapy and aftercare planning throughout your teen’s stay. Our on-site academic programs ensure teens stay on track with schoolwork, so treatment doesn’t mean falling behind.


How to Use Your Optum & UHC Insurance at Muir Wood

The process is straightforward, and our admissions team manages most of the insurance coordination for you.

  • Step 1: Verify Your Benefits
    Call our admissions team at 866-705-0828 or complete our online insurance verification form. We’ll contact Optum/UHC directly to confirm your teen’s benefits, including deductible status, co-insurance rates, and any plan-specific limitations.
  • Step 2: Pre-Admission Assessment and Authorization Process
    Our admissions team conducts an initial assessment to determine the appropriate program for your teen. Most Optum & UHC plans will require authorization be requested once your teen has admitted. Some plans require authorization prior to scheduling admission. Our team will walk you through this process.
  • Step 3: Understand Your Costs
    Before your teen begins treatment, we’ll walk you through a clear explanation of what Optum & UHC will cover, what your estimated out-of-pocket responsibility looks like, and any financing options available.
  • Step 4: Begin Treatment
    Once authorized, your teen can start their residential program at Muir Wood. Our average length of stay is approximately 45 days, though Optum and/or UHC may approve longer stays when clinically indicated.

2 Simple Ways to Get Started Today

1

Speak With an 
Admissions Coordinator

2

Verify Your
Insurance Coverage

Frequently Asked Questions About Optum/UHC and Teen Treatment

Does Muir Wood accept Optum?

Yes. Muir Wood Teen Treatment works with Optum and UHC Behavioral Health, helping families access residential and outpatient treatment for teens with mental health and substance use challenges.

How long will Optum cover residential treatment for my teen?

Coverage duration depends on Optum/UHC’s medical necessity criteria and your specific plan. Our team will coordinate with Optum/UHC regarding their assessment of medical necessity. We generally conduct weekly concurrent reviews with Optum/UHC to determine the continued length of covered care. Our team keeps you informed throughout this process.

Other Insurance We Accept

We work with many insurance providers to help families access teen treatment. See if yours is covered:

Don’t see your insurance? Call 866-705-0828 — we work with many additional providers.