Does Simple Behavioral Health Cover Teen Residential Treatment?
Simple Behavioral Health, now operating under the Lucet brand, is a behavioral health management company that administers mental health and substance use benefits for health plans and employers. If your plan’s behavioral health benefits are managed by Simple Behavioral Health or Lucet for behavioral health services, your teen may have coverage for residential treatment.
Muir Wood works with Simple Behavioral Health (now part of Lucet) to help families access residential treatment for their teens. Our admissions team will verify your specific behavioral health benefits and coordinate the authorization process on your family’s behalf.
Under the Mental Health Parity and Addiction Equity Act (MHPAEA), insurers like Simple Behavioral Health are required to cover mental health and substance use treatment at the same level as physical health conditions. This means residential treatment for your teen should be covered when deemed medically necessary.
Coverage varies by plan, but Simple Behavioral policies commonly include benefits for:
- Residential mental health and dual-diagnosis treatment
- Individual, group, and family therapy
- Psychiatric evaluation and medication management
- Experiential therapies (art therapy, mindfulness, outdoor activities)
- Intensive Outpatient Programs (IOP) as a step-down from residential care















